In the U.S., nearly 9 million children are treated for injuries in emergency departments every year. In fact, more than 3.5 million children ages 14 and under get hurt annually playing sports or participating in recreational activities. Given students spend the majority of their days at school; a large number of these injuries are suffered there. Although schools try to maintain safety, accidents happen and there can be enormous financial costs resulting from accidental injuries.
Our Student Life and Accident Insurance policies offer affordable financial protection against unforeseen accidental injuries that occur while students are participating in school-sponsored activities and athletics. Currently, parents and schools in Texas purchase these plans marketed as Texas Kids First. Several plan options are available for parents to purchase: a 24-Hour Accident Plan (with or without athletics), an At-School Accident Plan (with or without athletics), and a Football Accident Plan. These plans help fill gaps in the parent’s health insurance to provide financial security. Parents can purchase coverage for their enrolled student anytime during the school year. Coverage remains in effect should the student transfer to another school in the State of Texas.
In the event of an injury, parents may take the student to any medical physician or facility. However, Texas Kids First does offer the largest referral provider network in Texas. The Texas Kids First Provider Network consists of dedicated physicians, hospitals and other health care professionals that have agreed to accept the limited benefits of the accident plans offered by Texas Kids First as payment in full for covered services when the student patient has no other insurance.
Provide a valuable gift of Student Life Insurance which provides term life insurance through age 25 that converts to whole life insurance for twice the original amount for the life of the child. The whole life policy accumulates cash value over time and policy loans are available for emergencies.
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You can also visit the Texas Kids First Site