Effective Date: August 2021
Universal Fidelity Life Insurance Company (referred to herein as “UFLIC,” “we, “us”, or “our”) has built its business on a foundation of integrity, honesty and trust, which includes respect for the privacy of its users and customers. When we refer to “you,” “your,” or “user,” we refer to the person using or accessing this website.
When you are on this website, you may take certain types of action, such as filing a claim, emailing us, logging into your account, using tools or calculators, finding agents/agencies, asking a question or requesting information.
We do not collect, through this website, any personal data about you unless you voluntarily choose to use the functions or services made available to you. In that case, we only collect the information required to communicate with you:
This information is not shared with anyone outside of UFLIC.
As described below, we DO use “cookies” to provide a positive website experience.
This website uses “cookies” to help you personalize your online experience. A cookie is a small piece of information that a website sends to your computer, which is stored in a file on your computer’s hard drive. A cookie may be used to track your visits to or within a website, as well as store personal information you may have provided during a website visit.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The cookie tells the web server that you have returned to a specific page. For example, if you personalize UFLIC pages, or register with the UFLIC website or services, a cookie helps UFLIC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as your billing address. When you return to the same UFLIC website, the information you previously provided can be retrieved, so you can easily use the UFLIC features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the UFLIC services or websites you visit.
You can choose not to provide us with some or all requested information. If you do not provide it, though, we may not be able to fulfill your request. You can also set your browser up to reject cookies. If you do this, some of the features of our website will not work.
We restrict access to your personal information to those employees (or people working on our behalf under confidentiality agreements) who need to know the information in order to provide products and services to you. We also maintain physical, electronic, and procedural safeguards that comply with applicable federal regulations to guard your personal information.
“Google reCAPTCHA” (hereinafter “reCAPTCHA”) may be implemented on our website. This service is provided by Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA (“Google”).
Based on our legitimate interest in the prevention of spam and abuse, we may also use the invisible reCAPTCHA feature of Google on our website. This function is primarily used to distinguish whether an input is made by a natural person or by automated processing involving abusive activity or spam. reCAPTCHA analyzes and collects various information of the respective visitor, such as IP address, cookies, mouse movements of the user, length of stay on the website, etc. By using reCAPTCHA, data may be transferred to Google and other third parties in the process of determining whether the visitor is a human being or an automated program.
Our website is operated in the United States. We sell and administer insurance only in the United States. If you are located outside of the United States, please be aware that information you provide to us will be sent to the United States. By using our sites and giving us your information, you agree to such transfer. You also understand that the U.S. may not provide the same level of protections as the laws of your country.
UFLIC reserves the right to change this Policy at any time, and from time to time, without notice in our sole discretion. Changes to this Policy will be posted here and effective as of the date at the top of this Policy. Users of our products or services should refer to the date at the top of this Policy to see if it has been updated. Your continued use of our products and services after any update to this Policy will constitute your acceptance of the changes.
We reserve the right to amend or reduce the functionality of this website and/or suspend or terminate your access at any time for any reason, at our sole discretion, without prior notice.
© Universal Fidelity Life Insurance Company. All rights reserved.